Sunday, 28 October 2012

United wins at Chelsea in EPL after 10-year wait

LONDON (AP) Substitute Javier Hernandez ended Manchester United's 10-year wait for a Premier League victory at Chelsea on Sunday, striking late to secure a 3-2 win after the hosts had two players sent off.

The Mexico striker scored in the 75th minute to inflict the league leaders' first loss of the season and put United just a point behind Chelsea.

``It was a really difficult game as they commanded at the end of the first half, we were very lucky we scored the last goal,'' Hernandez said. ``For some people it will be very controversial, for others it won't. For us, we won the three points and it was very difficult.''

United threw away a two-goal lead established inside 12 minutes. Robin van Persie saw his shot turned in by Chelsea defender David Luiz before getting on the scoresheet himself.

Chelsea fought back as Juan Mata curled in a free kick just before half time and Ramires headed in an equalizer eight minutes after the break.

Chelsea defender Branislav Ivanovic was sent off in the 63rd for bringing down Ashley Young, and striker Fernando Torres received a second booking for diving.

``It's a shame a game like this has to be decided in this manner by officials,'' Chelsea manager Roberto di Matteo said. ``Surely when he watches the images he (the referee) will realize he made a big mistake.''

Chelsea had not lost at Stamford Bridge in a league match to United since Roman Abramovich bought the club in 2003, and he watched in frustration as his side's comeback counted for nothing.

``It's been 10 years since we have won down here,'' United manager Alex Ferguson said. ``We had a good record until Jose (Mourinho) came along (in 2004) and spoiled the party.''

Chelsea will have a chance for revenge on Wednesday when the teams meet again in the League Cup here.

Early on, Chelsea appeared to be missing captain John Terry, who was serving the second game of his four-match ban for racially abusing an opponent.

After just four minutes, United ripped through Chelsea's defense down the right with Young laying the ball off to Wayne Rooney, who squared to Van Persie in the penalty area.

The Netherlands striker's shot came off the post but it bounced off Luiz into the net.

Chelsea's brittle back line was sliced through again in the 12th when Rafael da Silva was given too much space to storm down the right flank unchallenged.

The defender slipped the ball through to Antonio Valencia, who crossed to the unmarked Van Persie to sweep in his ninth United goal since arriving in August.

United was playing with confidence, pinging the ball across the turf with ease and precession.

Chelsea took time to assert itself on the visitors, but kept United goalkeeper David de Gea busy for the rest of the half, blocking a free kick of Luiz with his outstretched right foot and then thwarting Gary Cahill's header.

But the pressure paid off for Chelsea a minute before the break, with Mata superbly curling the free kick inside the post after Eden Hazard was brought down by Rooney.

The momentum was with Chelsea - and continued after the break as United's defense was the one to be exposed.

The equalizer came eight minutes into the second half as United failed to close down Chelsea's fluid attacking play.

Mata took the ball to the byline and found space to whip in a cross that Torres headed across to Oscar. The Brazilian then chipped across to Ramires, who rose above Tom Cleverley to head past De Gea.

As the hosts continued to pressure the United defense, their plan was ripped apart by being reduced to 10 men in the 63rd when Ivanovic brought down Young, halting his advance to goal.

Six minutes later, referee Mark Clattenburg pulled out the red card again to further infuriate Chelsea.

Having been booked at the end of the first half for a foul on Cleverley, Torres received a second yellow card after being adjudged to have gone down too easily under Evans' challenge.

``I made a bit of contact but I don't feel it was enough to bring him down,'' Evans said. ``I think he probably realized he wasn't getting the ball and went down.''

Hernandez restored United's lead in the 75th, 10 minutes after replacing Cleverley.

Van Persie's initial shot appeared to be creeping into the bottom right of the net after Cech got a touch to it but the goalkeeper hacked the ball away.

It fell to Rafael, whose shot was turned into the net by Hernandez, although the striker later accepted he might have been offside.

Just after Hernandez's winner, a steward in front of Chelsea fans fell to the ground and was still receiving treatment as the match ended.

``He slipped and fell and may have hurt his knee,'' Chelsea spokesman Steve Atkins said, refuting initial suggestions that the steward was hit by an object.


Courtesy of ScoreMobile (http://m.thescore.com/scoremobile)
Sent by Maxis from my BlackBerry® smartphone

Wednesday, 24 October 2012

Manchester United 3-2 Braga Analysis

Old Trafford, Manchester

MATCH IN A SENTENCE: Manchester United fell behind for the eighth time this season through a pair of Alan goals, but a Javier Hernandez brace and an awkward finish from Jonny Evans turned the deficit into a 3-2 win for United, who now sit atop Group H with a 100 per cent record from three matches.

KEY MOMENT: Old Trafford released a collective groan when Alan weaseled his way between Evans and Michael Carrick to score the opener after just two minutes, and a stunning strike from the Brazilian 18 minutes later put visiting Braga 2-0 to the good at the home of the 19-time English champions.

But there was still a lot of football to be played, and Hernandez was in the middle of it when it counted most. With a quarter-hour remaining on the clock he snuck into the goalmouth just in time to power Tom Cleverley's pin-point cross into the back of the net with his nead.

Hernandez had instigated the United fightback in the 25th minute when he headed Shinji Kagawa's lofted pass beyond Beto after the referee allowed United to play the advantage following a tough tackle on Robin van Persie.

FROM HERE: United lead second-place Cluj by five points in the bracket and will almost certainly turn out for the first knockout round in February. Next up for them is a top-of-the-table Premier League clash against Chelsea on Sunday, and they'll also visit the Blues on October 31 in the fourth round of the Capital One Cup. Their next Champions League match will be away to Braga on November 7.

Braga, currently third in both Group H and the Primeira Liga, will visit Maritimo and host Gil Vicente before welcoming United to Estadio Municipal.

DIFFERENCE MAKER: Javier Hernandez. He hasn't started much for United this season, but he made the most of his opportunity on Wednesday with a pair of goals that will go a long way toward putting the Red Devils into the last 16—a stage they failed to reach last season.


Courtesy of ScoreMobile (http://m.thescore.com/scoremobile)
Sent by Maxis from my BlackBerry® smartphone

Tuesday, 23 October 2012

PRU88 ...Bayar 10 tahun , Cover 20 tahun

Pru88 ialah produk terbaru dari Prudential hanya sehingga akhir tahun ini sahaja..Ianya sempena hari jadi Prudential yang ke 88

Bayaran Hanya RM88 Sebulan , tak kira berapa umur anda
Hanya yang Berumur dari 1-55 Tahun Sahaja


Apa yang dicover?
Sekiranya anda berumur 1-44 Tahun,
Pampasan Kematian & Cacat Kekal RM20,000
Pampasan Kematian Kemalangan & Cacat Kekal RM 80,000

Sekirana anda berumur 45-55 Tahun
Pampasan Kematian & Cacat Kekal RM 12,000
Pampasan Kematian Kemalangan & Cacat Kekal RM 48,000


Bayar Premium RM88 hanya untuk 10 tahun sahaja.. Lepas tu tak payah bayar selama 10 tahun..


Jadi jika policy dah matang apa yang anda akan dapat? Anda akan Dapat balik semua wang yang anda laburkan setiap bulan

Guaranteed cash payout of up to RM 10,560 at maturity!
- at the end of the 5th year   = RM 500
- at the end of the 10th year = RM 1,000
- at the end of the 15th year = RM 1,000
- at the end of the 20th year = RM 8,060
- Total cash received at maturity of 20th year = RM 10,560! (100% Premium REFUND!)

Premium RM88 sebulan x 120 bulan ...anda bayar RM10,560 .... 


 

 

Wednesday, 17 October 2012

PRUguard my family

Kepada majikan kat luar tu..nilah pelan perubatan yang sesuai utk kakitangan anda..pekerja ni ada 3 faktor untuk diaorg kekal bekerja di satu2 syarikat..

1....GAJI yg sesuai
2...Suasana kerja
3....Medical plan

Kenapa perlu PRUguard my family ??

Dividen terjamin...memberi jaminan dividen tahunan minimum yg bersamaan dgn kadar simpanan bulanan purata 3 bank terbesar di Malaysia
PRemium yg anda mampu bayar
Boleh meneruskan pelan ini walaupun anda dah tak bekerja dgn syarikat
PRUguard my medical...membiayai bil perubatan anda utk kemasukan ke hospital
Nak tau lagi jelas...hubungi saya di

khairulniza@prupartner.com.my

0175112737


Sent by Maxis from my BlackBerry® smartphone

Saturday, 13 October 2012

Sulaman Logo

Ini adalah sebahagian Logo yang kami hasilkan di Layarmas Trading.
Untuk tempahan baju Tshirt...kemeja F1 dan pelbagai lagi..:hubungi kami di 0175112737....


Sent by Maxis from my BlackBerry® smartphone

Friday, 12 October 2012

Pelan terbaru dari PrudentialBSN Takaful

Prudential BSN Takaful Bhd (PruBSN) memperkenal PruBSN SmartLink, pelan takaful pertama yang membolehkan pelanggan melindungi masa depan anak masing-masing, sebelum anak itu dilahirkan lagi.

Ketua Eksekutifnya Azim Mithani berkata produk itu dibangunkan berasaskan PruBSN SmartLink sebelumnya yang melindungi kanak-kanak berusia satu hingga 18 tahun.

Pelindungan SmartLink yang ditambah baik itu melindungi janin seawal 20 minggu kehamilan, layak untuk ibu berusia 19 hingga 45 tahun, katanya.
"Aspek lain produk itu ialah kami sudah menjalin usaha sama dengan organisasi "stem life". Perkhidmatan ini baik untuk pelanggan," katanya kepada Bernama pada pelancaran PruBSN SmartLink yang ditambah baik itu di sini hari ini.
Pelanggan yang memilih PruBSN Smartlink dengan "Extra Basic" akan memperoleh perlindungan tambahan yang meliputi manfaat belas kasihan RM2,000 untuk janin dan RM5,000 untuk ibu dalam tempoh 60 hari melahirkan anak.
"Jika bayi sakit, kami akan menyediakan penjagaan hospital pada kadar RM300 sehari di Unit Rawatan Rapi selama 30 hari di hospital terpilih," katanya.
Beliau berkata ibu bapa yang mahu memaksimumkan perlindungan, boleh menambah tanggungan "Baby Care" bagi melanjutkan perlindungan mulai tempoh kehamilan sehingga 60 hari selepas bersalin.
"Pelindungan ini tidak mengehadkan jumlah kelahiran selagi ibu yang hamil itu berusia sebelum 46 tahun. Pelanggan akan memperoleh wang tunai RM300 selepas tahun kedua anak dilahirkan, menerusi Bonus Imunisasi," katanya.
Azim berkata pembayaran itu bergantung kepada perlindungan yang dipilih oleh pelanggan, sama ada serendah RM100 sebulan, pembayaran setengah tahun atau setahun.
Beliau berkata produk itu yang kini boleh didapati di semula cawangan PruBSN, diyakini dapat menarik pasaran.- Bernama

Perak sambar Hadi, Farizal, Yong dan Thiru

Perak menyambar penjaring terbanyak Liga Super 2011, Abdul Hadi Yahya dan tiga lagi pemain bagi memperkuatkan skuad Seladang musim depan.
Selain penyerang Terengganu itu, Presiden Persatuan Bola Sepak Perak (Pafa), Datuk Zainol Fadzi Paharudin mengesahkan skuad Seladang turut mendapatkan khidmat pertahanan Kedah, V.Thirumurugan, pemain Felda United, Yong Kuong Yong dan penjaga gol kebangsaan, Mohd. Farizal Marlias.
Abdul Hadi yang menjaringkan 24 gol pada musim 2011 akan digandingkan dengan penyerang lincah, Mohd. Failee Ghazali.
“Kehadiran keempat-empat pemain itu merupakan permulaan Perak untuk membentuk sebuah skuad yang lebih mantap berbanding musim lalu,” jelas Zainol selepas Kongres Pafa Ke-54 di sini, semalam.
Perak yang dibimbing Norizan Bakar menduduki tangga keempat Liga Super, posisi yang gagal menepati cita-cita Pafa yang menyasarkan kedudukan tiga teratas liga.
Sebelum ini, Perak menggugurkan 13 pemain termasuk bekas penyerang kebangsaan, Akmal Rizal Ahmad Rakhli dan penyerang berbisa, Muhammad Shafiq Jamal.
Difahamkan beberapa pemain ternama yang sedang beraksi dalam separuh akhir Piala Malaysia turut menjadi perhatian Perak.
Dalam pada itu Pafa mempelawa mana-mana bekas pemain Liga Super dan Piala Presiden dari negeri lain untuk menjalani ujian pemilihan pasukan Perak pada 20, 21, 27 dan 28 Oktober ini.
Mengenai kedudukan ketua jurulatih, Zainol berkata, Pafa sedang menimbangkan beberapa calon tempatan dan luar negeri.
Sebelum ini, jurulatih dari Korea, Jang Jung menjadi ketua jurulatih dalam aksi Piala Malaysia menggantikan Norizan Bakar.
Sementara itu, dalam Kongres Pafa Ke-54, Ahli Parlimen Parit, Mohd. Nizar Zakaria bersama-sama dua muka baru, Presiden Persatuan Bola Sepak Melayu Perak (PBMP), Ishsam Shahruddin dan Ahli Dewan Undangan Negeri (Adun) Alor Pongsu, Datuk Sham Mat Sahat memenangi jawatan Naib Presiden Pafa tanpa bertanding .
Seorang lagi calon, Khairuddin Ahmad yang juga penyandang jawatan tersebut menarik diri pada saat-saat akhir kerana ingin memberi laluan kepada calon yang lebih muda.
Zainol dan Khairul Azwan Harun memenangi jawatan Presiden dan Timbalan Presiden tanpa bertanding.

Artikel asal di Utusan Malaysia.

Sulaman Komputer

Layar Mas Trading adalah sebuah syarikat bumiputra yang berdaftar dengan Kementerian Kewangan , TNB dan Felda.
Kami beroperasi di Pasar Besar Ipoh dan menawarkan perkhidmatan

Sulaman Berkomputer
Pengiklanan
Percetakan
Cenderahati dan pelbagai lagi

Harga yang berpatutan diberi kepada anda..tak kira di mana anda berada.

Hubungi kami utk maklumat lanjut
Email : layarmastrading@gmail.com
patinmerah@yahoo.com

HP : 017 5112737. Khairull
        019 5057654. Aizam



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Wednesday, 3 October 2012

PruLady khas untuk wanita

PRUlady menawarkan Manfaat Khas bagi Wanita yang melindungi wanita daripada penyakit-penyakit berkaitan wanita serta peristiwa-peristiwa berkaitan wanita yang tidak terdapat di dalam pelan insuran biasa.


Jadual Manfaat Perlindungan PRUlady


PRUlady - Ringkasan Manfaat dan Kelebihan
  1. Memberi perlindungan untuk wanita daripada penyakit-penyakit yang berkaitan wanita seperti kanser payudara, uteri serviks, tiup falopia, dan ovari.
  2. Melindungi daripada komplikasi kehamilan seperti kehamilan Ektopik (luar uterus/rahim), kematian fetus dan kematian anak.
  3. Melindungi bayi yang dilahirkan daripada penyakit Kongenital Bayi seperti Sindrom Down, Spina Bifida (Sebahagian atau keseluruhan tulang belakang tidak bersambung dengan sempurna dan menyebabkan saraf tunjang terdedah) dan Kecacatan Atrium Septum (kecacatan jantung).
  4. Manfaat untuk Perkahwinan, Kelahiran Anak, Diberhenti Kerja, Perceraian dan Kematian Suami (max 2 peristiwa). Anda akan memperolehi 3% daripada had sepanjang hayat insuran PRUlady anda.
  5. Jaminan perlindungan sehingga umur anda 70 tahun.
  6. Premium bulanan serendah RM31.
  7. Jaminan Pulangan Wang - Jika tiada sebarang tuntutan dibuat sehingga tempoh matang, KESELURUHAN premium yang anda bayar akan dikembalikan semula. Namun jika terdapat tuntutan dibuat semasa tempoh polisi, jumlah wang yang akan dipulangkan adalah kesemua premium yang dibayar ditolak jumlah tuntutan yang dibuat. Konsepnya sama seperti anda menabung. Jadi, anda tidak akan rugi sesen pun.

PRUlady - Bagaimana bermula?

Terdapat 4 plan yang berbeza mengikut pilihan dan kemampuan anda.

    * Plan 1 bernilai RM 25,000
    * Plan 2 bernilai RM 50,000
    * Plan 3 bernilai RM 75,000
    * Plan 4 bernilai RM 100,000

Kadar premium yang anda bayar adalah berdasarkan pelan yang anda pilih serta umur pada tarikh lahir yang akan datang. Anda boleh membayar secara bulanan, suku tahunan, separuh tahunan atau tahunan.

Katakan umur anda pada hari jadi yang akan datang ialah 20 tahun dan anda memilih pelan 2 RM50,000. Jumlah premium yang perlu anda sumbangkan ialah RM804 setahun atau RM67 sebulan.

Kaji wajib insurans kesihatan

KUALA LUMPUR 1 Okt. - Kerajaan mengkaji mewajibkan semua penduduk Malaysia mempunyai insurans kesihatan pada masa depan.
Timbalan Menteri Kewangan, Datuk Donald Lim Siang Chai berkata, Institut Insurans Malaysia (MII) diminta untuk menjalankan penyelidikan terhadap cadangan tersebut.
''Memandangkan pada masa ini tiada sebarang peraturan yang mewajibkan individu mempunyai insurans kesihatan, mungkin MII boleh menjalankan penyelidikan bagi sektor tersebut.
''Mungkin mereka boleh melihat sistem yang telah dilakukan negara-negara lain seperti Amerika Syarikat contohnya,'' katanya.
Beliau berkata demikian pada sidang akhbar selepas menyampaikan ucaptama Sidang Kemuncak Insurans Malaysia 2012 (MIS 2012) di sini hari ini.
Hadir sama Ketua Pegawai Eksekutif MII, Khadijah Abdullah.
Tambah Siang Chai, cadangan dan idea baru itu perlu mengikut standard insurans antarabangsa supaya ia dapat dilaksanakan kerajaan.
''MII perlu memberikan cadangan terbaik dan baru terutama dalam memastikan perkara itu baik untuk semua,'' jelasnya.
Terdahulu, MII dengan sokongan Persatuan Insurans Am Malaysia (PIAM), Persatuan Insurans Hayat Malaysia (LIAM) Persatuan Penyelaras Kerugian Malaysia (AMLA) Persatuan Broker-broker Insurans dan Takaful Malaysia (MITBA) dan Persatuan Takaful Malaysia (MTA) menganjurkan MIS 2012 bermula hari ini hingga esok.
Penganjuran sidang kemuncak tersebut bertujuan menjadi platform perbincangan ketua-ketua industri dan ahli profesional dalam bidang insurans untuk membincangkan isu dan cabaran serta bertukar pandangan mengenai pasaran insurans Malaysia dan antarabangsa.
Bertemakan 'Bersediakah kita untuk Esok?' mengumpulkan sebanyak 33 penceramah yang terdiri dari ketua industri insurans


Artikel Penuh: http://www.utusan.com.my/utusan/Ekonomi/20121002/ek_01/Kaji-wajib-insurans-kesihatan#.UGrMmr1X4_k.facebook#ixzz28Dh58IgC
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